Photo source: Pexels

The holiday season approaches and with it is another opportunity to start anew. If buying your first

home is on your wish list, now might be the right time to explore your options as BDO offers low rates

and waived fees of up to P10,000 to home loan borrowers whose applications are submitted via the

BDO website until December 31, 2024.

BDO Home Loan Low Rates and Waived Fee Promo

Photo source: BDO

With BDO Home Loan's ongoing promo, home buyers may benefit from waived fees and low interest rates, as follows:

- 6.00% fixed for 1 to 2 years

- 6.50% fixed for 3 years

- 6.88% fixed for 4 to 5 years

These rates, combined with the waived fees of up to P10,000, make it an ideal time to apply for a home

loan.

Promo requirements

To qualify for the promo, the following requirements must be met:

1. Submission of a filled-out Home Loan application form with complete application documents

2. A loan amount of at least P1,000,000.00

3. A loan term of at least 5 years

The BDO Home Loan Low Rates and Waived Fee Promo  is open to all Home Loan applications

submitted online via  www.bdo.com.ph.

Discover your home loan options

BDO provides a range of home loan packages designed to fit different needs. Whether you are looking

to purchase a house and lot, a townhouse, a condominium, or even a vacant lot, BDO has the right loan

option for you.

The process of exploring these options is simplified through BDO Home Loan's online tools, which will

guide you in calculating payments and pre-qualifying for a loan. This makes it easy to plan your budget

and start your homeownership journey with confidence.

Search for property online

The first step in one's home-buying journey is finding the right property. BDO gives you  Home Deals, an online platform that allows you to browse properties for sale of BDO-accredited developers, where you may explore your home preferences: location, type, price, among others. Listings give plenty of property options, nationwide.

Compute for a loan

Once you have found the right property, the next step is to check for loan options. The  BDO Home Loan

Calculator gives an estimate of your monthly payments, allowing you to plan your budget, accordingly.

Get pre-qualified for a Home Loan

Before making any final decisions, it is helpful to know your loan options. You and your spouse (if any) need a combined gross monthly income of at least P50,000. Use the BDO Home Loan Pre-Qualification Tool to know the loan that you may qualify for.

Prepare for homeownership

Once your loan is approved, you are one step closer to owning your first home. Take the time to review

the loan terms carefully and plan for any additional costs that might arise, such as property taxes, home

or condominum dues. Being well-prepared ensures a smooth transition to homeownership.

With BDO Home Loan Low Rates and Waived Fee Promo, you can get big savings on your new home

when you apply via the BDO website. Promo runs until December 31, 2024.

For more details and to apply online, visit  https://www.bdo.com.ph/homeloan.