Camille Naredo

Various flood-mitigating structures in Barangay Meyto, Calumpit, Bulacan, remain unfinished, as seen in these photos taken on September 10, 2025. Jonathan Cellona, ABS-CBN News

Various flood-mitigating structures in Barangay Meyto, Calumpit, Bulacan, remain unfinished, as seen in these photos taken on September 10, 2025.

SumbongSaPangulo.ph listed seven flood control projects in Barangays Meyto and San Jose, Calumpit, Bulacan—worth hundreds of millions of pesos and supposedly completed between 2023 and 2024 under the Bulacan First District Engineering Office, which is under scrutiny for alleged ghost projects in the province.

Jonathan Cellona, ABS-CBN News

Article (news)

FLOOD CONTROL PROBE - CALUMPIT

Andrea Taguines

ABS-CBN News

<div><span class="fr-img-caption fr-fic fr-dib" style="width:960px"><span class="fr-img-wrap"><img src="https://od2-image-api.abs-cbn.com/prod/editorImage/176054095631820250910-flood-control-barangay-meyto-JC0425 (1).jpg" style="width:960px" class="fr-fic fr-dib" alt="Various flood-mitigating structures in Barangay Meyto, Calumpit, Bulacan, remain unfinished, as seen in these photos taken on September 10, 2025. Jonathan Cellona, ABS-CBN News"/><span class="fr-inner" style="text-align:left">Various flood-mitigating structures in Barangay Meyto, Calumpit, Bulacan, remain unfinished, as seen in these photos taken on September 10, 2025. <em>Jonathan Cellona, ABS-CBN News</em></span></span></span></div><p>MANILA -- The Insurance Commission (IC) on Wednesday said it is looking into the possible collusion between insurance companies and contractors of anomalous flood control and other infrastructure projects.</p><p>IC Commissioner Reynaldo Regalado said that while they have yet to uncover any evidence, they are not discounting the possibility that there was collusion, particularly with the ghost flood control projects discovered by the Department of Public Works and Highways (DPWH).</p><p>“Kung meron po isang project na tinitingnan namin, parang isang taon, biglang natapos ng tatlong buwan, tapos isasara na kaagad yung project. Medyo mapapaisip ka, paano nangyaring natapos? At paanong hindi naalaman ng kanilang insurance company? Iingatan po namin yung parte ng kolusyon. Baka meron nga po ganung nangyari,” said Regalado, during the signing of a data-sharing and cooperation agreement with the DPWH.</p><p>According to Regalado, he is also mulling requiring insurance companies to physically inspect or have better monitoring for the projects that they are insuring.</p><p>“Kanya-kanyang role tayo e. Ito pong insurance dapat may other duty aside from the financial… Talagang makita rin nila na talagang natatapos ang mga proyektong kanilang pinangatawanan,” he added.</p><div><a class="fr-green fr-strong" href="https://www.abs-cbn.com/news/nation/2025/9/11/a-timeline-of-the-philippine-flood-control-scandal-0600">READ: A timeline of the Philippine flood control scandal</a></div><div><br/></div><div><strong>RECOVERING SURETY BONDS</strong></div><p>At the same event, DPWH Secretary Vince Dizon said the government may recover as much as 30 percent of the contract value of ghost or substandard infrastructure projects through insurance coverage.</p><p>“Bawat kontrata, may performance bond yan. Ibig sabihin, kapag hindi nag-perform yung kontratista, either ghost yung proyekto, walang na i-deliver, o kaya substandard ang delivery, pwede mag-claim ang gobyerno dun sa bond na yun,” he explained.</p><p>“Mga kontrata natin na ngayon na finafilean natin, marami dyan, mga around P100 million per contract. So, up to 30 million pesos, bawat kontrata, ang pwedeng i-claim ng gobyerno,” he added.</p><p>Dizon said the DPWH has already started the process to claim the bonds from the contractors who handled the anomalous projects in the first district of Bulacan.</p><p>Criminal cases have also been filed against these construction firms before the Office of the Ombudsman.</p><div><a class="fr-green fr-strong" href="https://www.abs-cbn.com/news/nation/2025/10/15/discayas-back-out-from-cooperating-with-ici-on-flood-control-project-probe-1744">READ: Discayas back out from cooperating with ICI on flood-control project probe</a></div><p>“Sumulat na kami sa 3 insurance companies: sa Liberty Insurance, sa Travelers Insurance tsaka Sterling Insurance… Wala pang sagot... Kung hindi sila mag-cooperate, eh pasensyahan. Aabot tayo ng korte,” he said.</p><p>Dizon also urged other insurance companies to already come forward if they find any irregularities with the projects they insured.</p><p>“Hindi lang naman yung DPWH o yung taumbayan ang niloko ng kontratista eh. Pati yung insurance company mismo naloko din so hopefully maibalik natin ito nang mabilisan sa tulong din nila,” he said.</p><p>Regalado also noted that insurance companies have legal cover anyway.</p><p>“Sila naman ay may karapatan under the law na bawiin yung kanilang binigay na bayad sa insurance doon sa ininsure nilang kontratista,” he said.</p><div><br/></div><div><strong>RELATED VIDEO:</strong></div><div><strong><span class="fr-video fr-deletable fr-fvc fr-dvb fr-draggable" contenteditable="false" draggable="true"><iframe width="640" height="360" src="https://www.youtube.com/embed/Z0GPknCq-lE?&amp;wmode=opaque&amp;rel=0" frameBorder="0" allowfullscreen="" class="fr-draggable"></iframe></span></strong><br/></div>

<p>The Insurance Commission (IC) on Wednesday said it is looking into the possible collusion between insurance companies and contractors of anomalous flood control and other infrastructure projects.</p>

The Insurance Commission (IC) on Wednesday said it is looking into the possible collusion between insurance companies and contractors of anomalous flood control and other infrastructure projects.

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Possible collusion of insurance companies, flood control contractors being investigated

Andrea Taguines,

ABS-CBN News

Published Oct 15, 2025 11:43 PM PHT

Read More:

collusion

insurance companies

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flood control

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