Turn 'one day' into move-in day

Photo source: Pexels

The real estate landscape in the Philippines is still shifting, along with the government supported "alternative work arrangements" (AWAs). More and more families, millennials, and Gen Z professionals consider relocating to areas beyond the capital nowadays. The appeal of suburban living or investing in a vacation-style home has been strong.

As more people aspire to have their own place, the challenge often lies in how to make that move a reality without the stress. While it may take a few hours of travel from Metro Manila, some may view it as a compromise. However, many embrace it as a much-needed escape from the congestion and chaos of city living.

A growing number of Filipinos now seek homes that feel warm and personal. There is an increasing desire for fresh air, open spaces where children can play freely, and room to cultivate personal touches—whether through a landscaped garden or a vacation-style sanctuary for family and friends.

These communities even offer convenience through nearby hospitals, schools, parks, and neighborhood cafes. Despite occasional traffic, commuting back to Metro Manila remains feasible.

Several factors fuel this shift: more space, a lower cost of living, and an opportunity to build a healthier work-life balance than living in the city. Many who have made the move now work remotely, allowing them to manage expenses effectively amid Metro Manila's rising prices.

Move-in easily with BDO Home Loan

Owning a home may seem like a complex process, thankfully, BDO's Home Loan Online Promo is designed to help make it easy. From condos to house-and-lot packages, townhouses, or vacant lots, the loan offers flexibility for any property type across the Philippines.

Photo source: BDO Facebook page

Online applications completed by September 30, 2025 qualify for high savings. These include low interest rates starting at 6% per year (fixed for the first year), waived fees up to P25,000, and free first-year fire insurance.

Smart tools for confident planning

BDO also equips future homeowners with digital tools that will help support smart planning and decision-making. These resources eliminate uncertainty by helping clients understand what they may afford—right from their smartphone or laptop.

BDO Unibank website

The BDO Home Loan Calculator estimates monthly payments based on property cost, down payment, and loan terms, allowing buyers to align their purchase with their financial goals.

The BDO Pre-Qualification Tool simplifies the process further. By providing some personal and financial information, users receive an estimate of their borrowing capacity. This guidance supports good planning and informed home searches.

From 'one day' to move-in day

BDO helps make it possible to turn long-standing plans into present-day realities. BDO Home Loan Online Promo brings Filipinos close to move-in day—without unnecessary stress.

Explore your options and take the next step at the BDO website.