Benise Balaoing

Pag-IBIG Fund in Makati City. Mark Demayo, ABS-CBN News

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ABS-CBN News

<p>MANILA -- Pag-IBIG Fund said it will keep its home loan interest rates low until June 2025.  In a statement, Pag-IBIG said it is keeping its three-year repricing period rate steady at 6.25 percent per year, and its one-year repricing period rate at 5.75 percent.</p><p>Its Affordable Housing Program, meanwhile, will also still offer a special 3 percent interest rate per year for minimum-wage earners.</p><p>This is despite home lending rates rising to anywhere between 6.82 to 7.94 percent, Pag-IBIG said. Pag-IBIG Fund CEO Marilene Acosta said the agency can keep interest rates low because of robust collections of loan payments, the surge in its performing loans ratio, and its improving operational efficiency.</p><p>“We posted a record-high performing loans ratio of 93.72 percent to end last year, which means most of our members are diligently paying their home loans,&quot; she noted.</p><div><a href="https://www.abs-cbn.com/news/business/2025/2/14/pag-ibig-says-p130-billion-in-home-loans-released-in-2024-1525" rel="noopener noreferrer" target="_blank">Pag-IBIG says P130 billion in home loans released in 2024</a></div><p>&quot;That is why I urge our borrowers to keep with their obligations because doing so will keep Pag-IBIG Fund – their fund – healthy. And when their fund is healthy, they can continue to enjoy low interest rates,” she added.</p><div><a href="http://Pag-IBIG Fund books record dividends, says regular savings earn 6.6 pct, MP2 at 7.1 pct" rel="noopener noreferrer" target="_blank">Pag-IBIG Fund books record dividends, says regular savings earn 6.6 pct, MP2 at 7.1 pct</a></div><div><strong>RELATED VIDEO:</strong></div><div><span class="fr-video fr-deletable fr-fvc fr-dvb fr-draggable" contenteditable="false" draggable="true"><iframe width="640" height="360" src="https://www.youtube.com/embed/shorts?/NMC57IxzY7Qautoplay=1&amp;wmode=opaque&amp;rel=0" frameBorder="0" allowfullscreen="" class="fr-draggable"></iframe></span><br/></div>

<p>The Pag-IBIG Fund said it will keep its home loan interest rates low until June 2025.</p>

The Pag-IBIG Fund said it will keep its home loan interest rates low until June 2025.

Pag-IBIG says to keep home loan rates low until June

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Pag-IBIG says to keep home loan rates low until June

Benise Balaoing,

ABS-CBN News

Published March 31, 2025 06:23 PM PHT

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