Benise Balaoing

Pag-IBIG Fund in Makati City. Mark Demayo, ABS-CBN News

Article (news)

pag-ibig fund building facade

Jekki Pascual

ABS-CBN News

MANILA (UPDATED) -- The Pag-IBIG Fund said it booked record dividends anew for its members’ savings in 2025.At the agency’s Chairman’s Report 2025 event, officials announced that regular savings dividend rate rose to 6.62 percent, while the Modified Pag-IBIG 2, or the MP2 Savings, return rate climbed to 7.12 percent.Pag-IBIG CEO Marilene Acosta said this is one of the strongest financial performances in the agency’s 45-year history. She attributes this to increased savings from members and the fund’s sound fiscal management.“Patuloy na tumataas yung collection namin ng savings. So kung maraming savings, marami rin kami na invest sa housing loans, sa short-term loans, at sa alternative investments,” Acosta said.Total membership savings is up 21 percent to P160.41 billion. A big bulk comes from the MP2 savings, which reached P83.51 billion, regular savings, or the regular monthly contributions, reached P66.8 billion.She added, ‘More members chose to save beyond the required monthly contributions of P200. A clear sign of growing confidence in Pag-IBIG Fund and a stronger culture of savings for the future.”Department of Human Settlements and Urban Development Secretary Jose Ramon Aliling, who is also Chairman of the Board of the Pag-IBIG Fund, welcomed the high dividend rate of the agency. He highlighted the importance of the growth for the agency, which helps build decent homes for Filipinos.“Our members are the true owners of Pag-IBIG Fund. They share directly in its gains through benefits that stay within reach, low interest home loans that help more families secure decent shelter, and as many await the dividends earned on their hard-earned savings,” Aliling said.Acosta, meanwhile, encourages members to avail of loans-either housing or the cash loans. Housing loans released hit record-high P140.54 billion in 2025, while cash loans released jumped to P94.16 billion.“Yung mga myembro dapat umutang. Di lang kayo mag-ipon. Kasi yung iniipon niyo, yun din pinapa-utang namin,” Acosta added.She expects growth again this year with over 17 million members and growing. They will also continue to expand its investment options on investments that will generate more affordable housing inventory.

The Pag-IBIG Fund said it booked record dividends again for its members’ savings in 2025.

The Pag-IBIG Fund said it booked record dividends again for its members’ savings in 2025.

Pag-IBIG sees record dividends with MP2 savings earning over 7 percent

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Pag-IBIG sees record dividends with MP2 savings earning over 7 percent

Jekki Pascual,

Benise Balaoing,

ABS-CBN News

Published February 27, 2026 06:16 PM PHT

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Updated February 27, 2026 08:59 PM PHT

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Pag-IBIG

MP2 savings

housing loans

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